+91 98657 57606

info@ssmassociates.com

Home Loan

19+ Years of
Business Experience

About Home Loan

Buying or building your dream home is a big investment, and SSM Associates is here to help.

We provide affordable home loans to ease your financial burden, especially for middle and lower-middle-income families in rural, urban, and semi-urban areas. Our objective is to promote financial inclusion by making homeownership accessible to all. With SSM Associates, you can rely on a trusted partner to turn your dream home into a reality with flexible loan options and competitive rates.

Get Best Loans at SSM Associates

Home Loan- Main Eligibility

Age

Applicant must be between 21 and 65 years of age

Self-employed

Minimum 3 years in business with a positive net worth

Salaried

3 years work experience (for Salaried individuals)

Home Loan Features & Benefits

Instant Approval

Minimum Documentation

Attractive Rate of Interest

For both Residential and Commercial use

Documents Required for Home Loan

Salaried

ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License
Address Proof - Passport, Aadhaar Card, Driving License
Salary slips - (For three months), Bank statements for last 6 months
Details of Running Loans

Self-Employed

ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License
Address Proof - Passport, Aadhaar Card, Driving License
Proof of Business existence, Maintenance and Electricity Bills, Last 2 years Income tax returns of the applicant, Copy of GST registration for business
Details of Running Loans

Common Queries

Frequently Asked
Questions

SSM Associates is the leading loan consultancy in Salem, offering expert guidance and personalized loan solutions.

80+ Winning award

What is a Home Loan?

A home loan is a loan offered to business owners and salaried individuals for the purchase of a home to reside in. Customers can choose to have a house constructed on their land, extend their existing home by adding a floor, buy a resale flat/independent house, buy a new flat/independent house from a developer or transfer the balance from a home loan availed from another financial institution.

What is the Tenure of a Home Loan?
Home loans typically have a maximum tenure of 30 years and a minimum tenure of 5 years.
Can I apply for a Joint Home Loan

Yes you can apply for a joint loan with your spouse or immediate family like your parents and children. Friends and other contacts do not qualify as a joint applicant with you.